{"id":743,"date":"2022-04-20T10:44:56","date_gmt":"2022-04-20T03:44:56","guid":{"rendered":"https:\/\/ntc33.net\/tcnh\/?p=743"},"modified":"2024-01-30T11:24:21","modified_gmt":"2024-01-30T04:24:21","slug":"hoc-tai-chinh-ngan-hang-co-kho-khong","status":"publish","type":"post","link":"https:\/\/ntc33.net\/tcnh\/hoc-tai-chinh-ngan-hang-co-kho-khong\/","title":{"rendered":"H\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u00f3 kh\u00f3 kh\u00f4ng?"},"content":{"rendered":"\n

T\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e0nh ngh\u1ec1 hot nh\u1ea5t v\u1edbi t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n nhanh v\u01b0\u1ee3t b\u1eadc. Tuy nhi\u00ean, c\u00f3 kh\u00f4ng \u00edt b\u1ea1n v\u1eabn c\u00f2n \u0111\u1eafn \u0111o c\u00f3 n\u00ean h\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng kh\u00f4ng? Li\u1ec7u r\u1eb1ng h\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u00f3 kh\u00f3 kh\u00f4ng? H\u00e3y tham kh\u1ea3o b\u00e0i vi\u1ebft n\u00e0y \u0111\u1ec3 c\u00f3 quy\u1ebft \u0111\u1ecbnh s\u00e1ng su\u1ed1t h\u01a1n trong vi\u1ec7c \u0111\u1ecbnh h\u01b0\u1edbng ng\u00e0nh h\u1ecdc v\u1ec1 sau nh\u00e9!<\/p>\n\n\n\n

Ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng s\u1ebd h\u1ecdc nh\u1eefng g\u00ec?<\/h2>\n\n\n\n

\u0110\u1ec3 x\u00e1c \u0111\u1ecbnh \u201ch\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u00f3 kh\u00f3 kh\u00f4ng\u201d, tr\u01b0\u1edbc ti\u00ean b\u1ea1n c\u1ea7n t\u00ecm hi\u1ec3u t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng l\u00e0 g\u00ec v\u00e0 khi theo ng\u00e0nh n\u00e0y b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u1ecdc nh\u1eefng g\u00ec.<\/p>\n\n\n\n

T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t ng\u00e0nh kh\u00e1 r\u1ed9ng. B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o ki\u1ebfn th\u1ee9c li\u00ean quan \u0111\u1ebfn t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh, v\u1eadn h\u00e0nh, l\u01b0u th\u00f4ng ti\u1ec1n t\u1ec7. Trong ng\u00e0nh n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c chia ra th\u00e0nh nhi\u1ec1u chuy\u00ean ng\u00e0nh nh\u01b0: Ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh b\u1ea3o hi\u1ec3m, t\u00e0i ch\u00ednh thu\u1ebf, t\u00e0i ch\u00ednh doanh nghi\u1ec7p\u2026<\/p>\n\n\n\n

\"Gi\u1ea3i
H\u1ecdc ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o s\u00e2u r\u1ed9ng<\/figcaption><\/figure>\n\n\n\n

Khi h\u1ecdc ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c cung c\u1ea5p c\u00e1c ki\u1ebfn th\u1ee9c v\u1ec1 nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng, ti\u1ec1n t\u1ec7, \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh, ch\u00ednh s\u00e1ch thu\u1ebf\u2026 \u0110\u1ed3ng th\u1eddi \u0111\u01b0\u1ee3c r\u00e8n luy\u1ec7n k\u1ef9 n\u0103ng ph\u00e2n t\u00edch d\u1ef1 b\u00e1o c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn t\u00e0i ch\u00ednh, ti\u1ec1n t\u1ec7. D\u1ef1a v\u00e0o \u0111\u00f3, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0a ra \u0111\u01b0\u1ee3c nh\u1eefng \u0111\u1ecbnh h\u01b0\u1edbng, quy\u1ebft \u0111\u1ecbnh trong vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0 qu\u1ea3n tr\u1ecb t\u00e0i ch\u00ednh tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n\u2026<\/p>\n\n\n\n

H\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u00f3 kh\u00f3 kh\u00f4ng?<\/h2>\n\n\n\n

T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng l\u00e0 ng\u00e0nh ngh\u1ec1 hot, nh\u01b0ng nhi\u1ec1u b\u1ea1n kh\u00f4ng kh\u1ecfi b\u0103n kho\u0103n \u201ch\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u00f3 kh\u00f3 kh\u00f4ng\u201d v\u00ec lo ng\u1ea1i r\u1eb1ng li\u1ec7u m\u00ecnh c\u00f3 \u0111\u1ee7 n\u0103ng l\u1ef1c \u0111\u1ec3 theo ng\u00e0nh n\u00e0y kh\u00f4ng.<\/p>\n\n\n\n

H\u1ecdc ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u00f3 kh\u00f3 kh\u00f4ng c\u00f2n t\u00f9y thu\u1ed9c v\u00e0o t\u1ed1 ch\u1ea5t c\u1ee7a m\u1ed7i ng\u01b0\u1eddi. \u0110\u1ea7u ti\u00ean, ng\u00e0nh h\u1ecdc n\u00e0y c\u00f3 li\u00ean quan r\u1ea5t nhi\u1ec1u \u0111\u1ebfn nh\u1eefng con s\u1ed1, ph\u00e9p t\u00ednh, n\u00ean s\u1ebd \u0111\u00f2i h\u1ecfi b\u1ea1n c\u1ea7n gi\u1ecfi to\u00e1n. C\u1ed9ng th\u00eam tr\u00ed nh\u1edb t\u1ed1t, t\u01b0 duy linh ho\u1ea1t, nh\u1ea1y b\u00e9n \u0111\u1ec3 h\u1ed7 tr\u1ee3 vi\u1ec7c ph\u00e2n t\u00edch, \u0111\u00e1nh gi\u00e1, gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 qu\u1ea3n l\u00fd, \u0111\u1ea7u t\u01b0 s\u1eed d\u1ee5ng v\u1ed1n.<\/p>\n\n\n\n

\"H\u1ecdc
H\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u1ea7n s\u1ef1 c\u1ea9n tr\u1ecdng, ch\u00ednh x\u00e1c<\/figcaption><\/figure>\n\n\n\n

Ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng c\u00f2n \u0111\u00f2i h\u1ecfi b\u1ea1n c\u1ea7n th\u00e0nh th\u1ea1o v\u1ec1 tin h\u1ecdc, ng\u00f4n ng\u1eef. Ngo\u00e0i ra, kh\u1ea3 n\u0103ng giao ti\u1ebfp t\u1ed1t c\u0169ng l\u00e0 t\u1ed1 ch\u1ea5t quan tr\u1ecdng gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng h\u01a1n khi giao d\u1ecbch, \u0111\u00e0m ph\u00e1n. Cu\u1ed1i c\u00f9ng, b\u1ea1n c\u1ea7n c\u00f3 th\u00eam kh\u1ea3 n\u0103ng ch\u1ecbu \u0111\u01b0\u1ee3c \u00e1p l\u1ef1c cao, lu\u00f4n c\u1ea9n tr\u1ecdng, t\u1ec9 m\u1ec9, ch\u00ednh x\u00e1c trong c\u00f4ng vi\u1ec7c.<\/p>\n\n\n\n

C\u00f3 n\u00ean h\u1ecdc t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng kh\u00f4ng?<\/h2>\n\n\n\n

Vi\u1ec7c b\u1ea1n c\u00f3 n\u00ean ch\u1ecdn theo h\u1ecdc ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f2n t\u00f9y v\u00e0o s\u1edf th\u00edch, s\u1ef1 \u0111am m\u00ea, c\u1ed1 g\u1eafng c\u1ee7a b\u1ea1n. Ngo\u00e0i ra, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o m\u1ed9t s\u1ed1 l\u1ee3i th\u1ebf c\u1ee7a ng\u00e0nh n\u00e0y \u0111\u1ec3 c\u00f3 quy\u1ebft \u0111\u1ecbnh \u0111\u00fang \u0111\u1eafn h\u01a1n:<\/p>\n\n\n\n